A new dashboard to consider for signs of a new market cycle
Posted on: April 5, 2020 Posted by: Sahan Comments: 0

A new dashboard to consider for signs of a new market cycle

Chuck Noland, Tom Hanks’ character in the movie Cast Away, may have perfectly captured the mood we need to bring to these challenging times, when he said, “I gotta keep breathing. Because tomorrow the sun will rise. Who knows what the tide could bring?” In keeping with that positive, forward-looking mindset, we are initiating our Roadmap to Recovery: Start of the New Cycle dashboard. The dashboard highlights the indicators we…

Liquidity in socially responsible funds pale in comparison to conventional funds
Posted on: April 2, 2020 Posted by: Sahan Comments: 0

Betterment SRI Portfolio Strategy

TABLE OF CONTENTS Introduction I. How do we define SRI? II. The State of Socially Responsible Investing in 2017 III. How is Betterment’s SRI portfolio constructed? IV. How socially responsible is the SRI portfolio? V. Should we expect any difference in an SRI portfolio’s performance? Conclusion Footnotes In today’s market, there are many challenges to address when building an SRI portfolio. One of the most significant of these challenges: SRI…

Chaos can create opportunities
Posted on: March 30, 2020 Posted by: Sahan Comments: 0

Chaos can create opportunities

Heading into 2020, the global economy was showing signs of stabilizing and risk assets were benefiting from the cyclical rebound in activity. In recent months, however, the coronavirus has delivered a significant external shock to Chinese and global economic activity at a vulnerable stage of the business cycle. Meanwhile, markets are reacting to the contagion and associated loss of output with a dramatic repricing of risk across a wide array…

Posted on: March 30, 2020 Posted by: Sahan Comments: 0

Three Excellent Investment Characteristics

Low Cost. We typically invest in low cost index based funds and exchange traded funds (ETF’s). The funds we invest in have an average expense ratio of only.30% per year. The typical actively traded equity mutual fund has an average expense ratio of 1% or more. With investment funds, the best predictor of future relative performance is the expense ratio on the fund; the lower the better. Hedge funds typically…

Posted on: March 27, 2020 Posted by: Sahan Comments: 0

Best Apps for Business News

In this growing world, portability and agility go hand in hand along with everything ranging right from technology to information being tied up in smaller packaging, people are now moving towards convenience in all the terms. For instance, mobile applications are best to consider, they play a vital role in the modern lifestyle. The news related applications such as sports news apps, business news app has become the priority and…

diversification illustrated
Posted on: March 27, 2020 Posted by: Sahan Comments: 0

Assessing a Portfolio’s Diversification

TABLE OF CONTENTS Why does diversification matter? Understand the Efficient Frontier How We Measure Diversification Offering Feedback in Flexible Portfolios Higher levels of diversification allow you to take less risk to help achieve your desired level of return. At Betterment, we have carefully constructed our recommended portfolio strategy to achieve optimal diversification; it’s one of the core principles of our investment philosophy. We also allow investors to use our customization…

Posted on: March 9, 2020 Posted by: Sahan Comments: 0

3 Indispensable Things to Know When Starting a Business

Do You Really Want to Be an Entrepreneur? The first question is the toughest, but you’ve got to sit with it for a while. I’ve spoken to many people along the way who have started a business, and then have fallen flat on their face and returned to the safe embrace of a 9 to 5 job. Being a business owner is not as “glamorous” as it may appear. Sure,…

Posted on: February 27, 2020 Posted by: Sahan Comments: 0

3 Dangerous Thought Patterns That Can Destroy Your Business

#1: Doing What You Want To Do Without A Clear Vision A lot of people, who go into business for themselves are an expert in his or her craft. Unfortunately, most of them set themselves up for failure because, they start doing what they know to do and ignore the rest. These businesses begin operating according to the wants of the owner as opposed to the needs of the business. It is…

Posted on: February 5, 2020 Posted by: Sahan Comments: 0

Good Reasons to Use Crypto-Currency Bitcoin

Bitcoin is a comparatively new type of currency that has just started to strike the mainstream markets. Critics state that using Bitcoins is unsafe because – They have no authentic value They are not regulated They can be used to make illegal transactions Still all the major market players talk about Bitcoins. Below are some good reasons why it is worth using this crypto currency. Quick payments – When payments are…

Posted on: January 13, 2020 Posted by: Sahan Comments: 0

Some of the Best Crypto-Currencies to Invest in Now for Free and Secured Financial Exchange

Crypto-currency as a modern form of the digital asset has received a worldwide acclaim for easy and faster financial transactions and its awareness among people have allowed them to take more interest in the field thus opening up new and advanced ways of making payments. With the growing demand of this global phenomenon more,new traders and business owners are now willing to invest in this currency platform despite its fluctuating…